![]() Therefore, if you are sending money with an account and routing number, ensure that you avail that information to a trustworthy institution. However, you can enroll for a direct deposit through institutions that pay out money for instance the social security administration, or through employers. You can transfer funds with routing and account number to other people or pay for things online through various digital payment services. In the US, banks and other financial institutions identify themselves using routing number. Technological advancements in the banking sector have revolutionized the methods of sending and receiving money.
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